Risk #1: Unlicensed contractors don't have "proof" of specialty in which they are claiming expertise. Think you are getting a "better deal" by getting an "unlicensed"
Risk #2: San Diego Electricians that are not licensed usually do not have bonding and workers compensation. How does this affect you? If an unlicensed electrician or one of his worker is injured working on your property and doesn't have insurance, then you may be responsible for injuries and rehabilitation through your homeowner's insurance policy. In California, if an electrician has employees, worker's compensation insurance coverage is required by law.
Risk #3: Make sure your San Diego Electrician is carrying liability insurance. If an electrician damages your property and doesn't carry general liability insurance, you or your insurance policy could end up paying for damages.
Electricians in San Diego must tell you whether or not they carry general liability insurance. If uninsured, they should be able to explain how they would cover losses that would ordinarily be covered by insurance.